Fully renovated stunning lake property with a 3 bed main house and 4th bed bunk house
Inviting front entry framed by mature landscaping and a peaceful, wooded setting that sets the tone for the home's privacy
New covered Trex Deck, typically floats year round with 6ft of depth at full pool. View of dock last fall
House has terrific flow between lake side screened in porch, kitchen access, fire pit and bunk house to the right
Private, tree-lined approach with expansive driveway and welcoming front elevation
View from back deck to private dock last Spring
Aerial view of Lake Hartwell showcasing waterfront setting of Inn the Cove
Living space with open layout and beam detail
Open-concept living space connecting kitchen and living areas
Seamless open-concept layout with natural light and effortless flow between living, dining, and kitchen spaces
Spacious living room with floor-to-ceiling windows and wooded views
Living area with stone fireplace and custom built-in shelving
Alternate view of living room highlighting fireplace and seating area
Dining area with large windows and natural light
Kitchen with large island and custom cabinetry. Light-filled living room with vaulted ceilings and exposed beams
Well thought out Kitchen with stainless appliances and open layout to living space
Kitchen with custom cabinetry and modern finishes
Kitchen island with seating and pendant lighting
Bright kitchen with expansive windows open for pass thru to screened porch
Kitchen featuring hammered copper double farmhouse sink and stone countertops
Copper hammered double sink with window pass thru to screened outdoor living space
You will love this Screened porch with wood ceiling and outdoor seating
Screened porch dining area with wooded views
Open kitchen and dining layout with natural light throughout
Deck overlooking wooded backyard and natural landscape. Most of the year you are looking at the lake here! That is your covered dock.
Covered dock, typical lake view throughout the year. 2026 was the first year in owner's recollection that the dock wasn't floating year round, due to extreme drought and subsequent lake level management in the area.
Living room with exposed beams and central fireplace
Built-in shelving detail with custom wood accents
Primary bedroom with large windows and natural light
Spacious bedroom with neutral finishes and updated flooring
Primary bathroom with walk-in no threshold shower, multiple shower heads, double sinks, and modern finishes
Double vanity with ample storage and updated fixtures
Bedroom with access to outdoor deck and lake views
Elevated new Trex decking overlooking private lake setting
Rear exterior with extended deck and indoor-outdoor flow
Bedroom with double doors and generous closet space
Bedroom with natural light and clean, modern finishes
Secondary bedroom with large closet
Bunk room with built-in sleeping arrangements
Bunk room detail with custom wood framing
Full hall Bathroom with tiled tub/shower
Convenient Laundry area with stacked washer and dryer
Outdoor living space with seating area
Rear exterior with expansive deck and sliding glass doors overlooking the lake
Lake side deck offering additional outdoor seating
Detached bedroom suite/entertainment room surrounded by mature trees
Courtyard-style exterior connecting multiple areas
Detached Game room with polished stained concrete floors and 4 beds!
Recreation room with pool table and entertaining space
Drink fridge in the game room with wood bar area
Light-filled game room seating area with floor-to-ceiling windows and views of the courtyard
Game room Bathroom with walk-in shower and modern finishes
Ample storage or pantry space with built-in shelving
Exterior courtyard view with multiple access points
Outdoor fire pit area surrounded by trees
Huge Private wooded side yard with natural landscape- adjacent to a historic site, meaning the neighboring land in not private developable land! Privacy galore.
Favorite spot to rock and watch the kayakers in the cove
Elevated rear deck with steps leading to dock
Typically this is a refreshing blue cove, suitable for motorboats at your dock
New custom Trex dock with private lake access. Typically floating with 6ft of depth at dock. 2026 was the first year in owner's recollection that the dock wasn't floating year round, due to extreme drought and subsequent lake level management.
Covered dock seating area overlooking boating depth of water most of the year. 2026 was the first year in owner's recollection that the dock wasn't floating year round, due to extreme drought and subsequent lake level management in the area.
Dock with covered seating and lake access looking back towards your house
Pathway from home to dock through wooded setting
Favorite route is to take your boat left out of the cove and head north to the narrows into the foothills
Private, tree-lined approach with expansive driveway and welcoming front elevation
Fully renovated stunning lake property with a 3 bed main house and 4th bed bunk house
Description
Tucked into a quiet, wooded cove on Lake Hartwell, Inn the Cove is a fully renovated, fully furnished retreat with a private covered dock that typically floats year-round with approximately 6 feet of water at full pool. Inside, vaulted ceilings, exposed wood beams, large windows, and abundant natural light give the home a relaxed, open feel. The kitchen features an oversized island, quartz countertops, farmhouse sink, and custom cabinetry, opening to the dining and living areas. Open the oversized kitchen windows and the counter becomes a pass-through bar to the screened porch, perfect for serving drinks, sharing meals, and keeping everyone connected between the kitchen and one of the home's favorite gathering spaces. Voted favorite spot for a rainy afternoon nap! The main house includes three bedrooms, laundry, and two full baths, including a primary suite with outdoor access, a bunk room, and guest bedroom. A detached recreation space serves as a game room, lounge, and fourth bedroom with four beds, plus its own full bath and large storage closet. New Trex decking offers plenty of room for dining and relaxing, while the dock makes boating, swimming, and kayaking easy. A public boat ramp is just two minutes away. Ideal as a full-time home, weekend retreat, or established income-producing rental with outstanding reviews. Inn the Cove is offered fully furnished, with high end furnishings and details throughout. In the owner's experience, 2026 was the only year that the dock did not remain floating year-round, due to extreme drought and unusually low managed lake levels.
Details
| MLS # | 10735894 |
|---|---|
| Listing Type | For Sale |
| Style | House |
| Sub-Type | Resale |
| Status | Active |
| Year | 1994 |
| Days On Site | 165 |
| Listing Provided By | Harry Norman Realtors | Rachel L. Grindrod |
Features
| Bed(s) | 4 |
|---|---|
| Bath(s) | 3 Total |
| SQ Feet | 1,660 |
| Basement | Y |
| Story(s) | 1 |
| Acreage | 0.42 |
| Water Front | Yes |
| Property View | Yes |
Interior
| Appliances | Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Dryer, Dishwasher, Range, Tankless Water Heater |
|---|---|
| Interior Features | Beamed Ceilings, High Ceilings, Double Vanity, Tile Bath, Walk-In Closet(s), Master On Main Level, Split Bedroom Plan, Vaulted Ceiling(s) |
| Cooling | Central Air |
| Cooling Yes / No | Yes |
| Heating | Electric |
| Heating Yes / No | Yes |
| Fireplace Yes / No | Yes |
| Fireplaces Total | 1 |
| Fireplace Features | Family Room, Masonry, Living Room |
| Window Features | Window Treatments |
| Room Kitchen Features | Kitchen Island |
| Room Dining Room Features | Dining Rm/Living Rm Combo |
| Laundry Features | In Hall, Laundry Closet |
Exterior
| Exterior Features | Dock, Balcony |
|---|---|
| Lot Features | Level, Cul-De-Sac, Private |
| Construction Materials | Wood Siding |
| Roof | Composition |
| Foundation Details | Block |
| Patio And Porch Features | Patio, Deck, Porch, Screened |
| Security Features | Carbon Monoxide Detector(s), Smoke Detector(s) |
Parking
| Attached Garage Yes / No | No |
|---|---|
| Garage Yes / No | No |
| Parking Features | Off Street, Kitchen Level, RV Access/Parking, Boat |
Utilities
| Utilities | Cable Available, Electricity Available, High Speed Internet, Water Available |
|---|---|
| Sewer | Septic Tank |
| Electric | 440 Volts |
Taxes
| Tax Annual Amount | 5179 |
|---|---|
| Tax Year | 2025 |
Location
| Community Features | Lake, Park |
|---|
Area Information
| State | GA |
|---|---|
| County | Stephens |
| City | Toccoa |
| Zip Code | 30577 |
| Area | Stephens |
| Community Name | Manor Oaks |
| School District | Stephens |
| Elementary School | Toccoa |
| High School | Stephens |
| Listing VS Median (in Manor Oaks) | |
Price: $995,000 low | high Med: $995,000 sqft: 1,660 low | high Med: 1,660 $ / sqft: $599 low | high Med: $599 On site: 165 low | high Med: 165 | |
Market Activity 30577
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Learn More About This Property
| State | GA |
|---|---|
| County | Stephens |
| City | Toccoa |
| Zip Code | 30577 |
| Area | Stephens |
| Community Name | Manor Oaks |
| School District | Stephens |
| Elementary School | Toccoa |
| High School | Stephens |
| Listing VS Median (in Manor Oaks) | |
Price: $995,000 low | high Med: $995,000 sqft: 1,660 low | high Med: 1,660 $ / sqft: $599 low | high Med: $599 On site: 165 low | high Med: 165 | |
Listing Updated: September 29, 2026 at 12:33:11 AM PDT